Lead systems are optional, not required. We offer multiple lead models (inbound, outbound, referral support) with clear costs and ownership terms. If you have your own lead generation or referral network, we fully support that. We're not a lead company — we're an IMO that happens to offer lead options for producers who need them. During your review call, we'll walk through all available lead systems, pricing, and historical performance data so you can make an informed decision.

No forced exclusivity. We understand that experienced producers often maintain multiple carrier and IMO relationships. We'll discuss what makes sense for your specific situation. Some producers consolidate everything with us for simplicity and better comp. Others maintain a hybrid approach. We're flexible.

Typically $300k+ in annual production, but we review each situation individually. If you're trending toward that level with clear growth trajectory, strong fundamentals, and the right mindset, we'd still like to talk. It's not a hard cutoff — it's about mutual fit.

We support life insurance, annuities, and Medicare. Many of our producers are multi-line, but we also work with specialists focused on a single product category.

We provide a clear, written compensation structure before contracting. Your payout depends on your production level, product mix, and relationship tenure. No teaser rates. No surprise overrides. We show you exactly what we earn from carriers and what you'll earn from us — all in writing. During your review call, we'll walk through the specific payout grid based on your actual production and product focus.